WEBSITE TERMS

Terms & Conditions

These Terms & Conditions govern your use of the Legacy Builders LD website and the services, resources, and content we provide.

Last Updated: September 20, 2026

Website Purpose & Professional Scope
Strategy Sessions
Workshops & Educational Events

Fees, Payments & Cancellations
Educational Resources & Content
Intellectual Property & Permitted Use

Third-Party Services & Links
Website Availability & Accuracy
Disclaimers & Limitation of Liability

Changes to These Terms
Related Policies
Contact

1. Website Purpose & Professional Scope

Legacy Builders LD provides financial education and general informational resources relating to topics such as financial protection, retirement preparation, family financial education, and legacy planning. Website content is educational in nature and is not individualized legal, tax, or investment advice. Insurance-related services are available only where applicable licensing and authorization requirements are met.

2. Strategy Sessions

nitial Strategy Sessions are educational and exploratory conversations intended to help clarify questions, goals, and possible next steps. Requesting or participating in a Strategy Session does not require you to purchase an insurance or financial product and does not by itself create an attorney-client, tax-adviser, investment-advisory, fiduciary, or insurance-contract relationship.

3. Workshops & Educational Events

Workshops, presentations, and educational events provide general information and may not address every participant’s individual circumstances. Participation does not create an individualized advisory, legal, tax, or insurance relationship. When a topic requires individualized professional guidance, participants should consult an appropriately qualified professional.

4. Fees, Payments & Cancellations

Some services offered by Legacy Builders LD may be complimentary, while others may have separately disclosed fees. If a fee applies, the amount, scope of service, payment process, and applicable cancellation or refund terms will be disclosed before payment is required.

Insurance premiums and insurance-product transactions are handled through the applicable insurance carrier or authorized provider. Legacy Builders LD does not request payment-card information through its general website forms.

Additional terms may apply under the applicable Refund & Cancellation Policy.

5. Educational Resources & Content

Articles, guides, checklists, downloads, videos, workshops, and other resources are provided for general educational purposes. They are not a substitute for individualized legal, tax, investment, or other professional advice.

6. Intellectual Property & Permitted Use

Unless otherwise stated, original website content, branding, written materials, graphics, educational resources, and other materials created by Legacy Builders LD are owned by or licensed for use by Legacy Builders LD.

You may view and share links to publicly available pages for personal, non-commercial purposes. You may not reproduce, republish, distribute, sell, modify, or commercially use protected website content without appropriate permission.

7. Third-Party Services & Links

Our website may contain links to third-party sites or services. We are not responsible for their content, privacy practices, or availability.

Your use of third-party websites or services is subject to their own terms, privacy policies, and practices.

8. Website Availability & Accuracy

We strive to keep information accurate and up to date, but we do not guarantee that all content is complete, current, or error-free. We reserve the right to update or modify content at any time.

9. Disclaimers & Limitation of Liability

The website and its content are provided for general informational and educational purposes. To the extent permitted by applicable law, Legacy Builders LD does not warrant that the website will always be uninterrupted, error-free, or suitable for every individual circumstance.

Decisions made based on general website information remain the responsibility of the user. Additional limitations and disclosures relating specifically to insurance, retirement, tax, and legacy-planning topics are provided in the Financial & Insurance Disclaimer.

10. Changes to These Terms

Legacy Builders LD may update these Terms & Conditions from time to time to reflect changes to the website, services, or applicable requirements. The “Last Updated” date at the top of this page identifies the most recent revision.